Last night... and this morning

Last night my youngest, "Four" had her Christmas Choral Concert. She wasn't on stage very much this year, because her grade has a very small group, but she got to be in the spotlight a few moments during a short solo! Yah! She was worried she would mess up, but she did good!

I got a few snapshots of her face with a microphone covering most of it! :-) I should have taken the photo from the side instead of straight on. Oh well, I am not the photographer that some of my readers are.

It's raining, very hard this morning. When I awoke this morning, and turned on the TV the talking head said there was a lot of freezing rain and that the roads could be icy. I immediately turned it off, and went back to sleep (for another 30 minutes) - no need to rush this morning.

(NOTE: The Red Arrow is where I am, just southwest of the ice/snow)

After I got my shower I went into the bedroom to get my clothes and noticed the shower was on in my bedroom. There were three wet spots on the ceiling, and water dripping down from all three. I just had this roof repaired over the summer, and here it is the first big rain since then and the roof is leaking... arg!

I called the roofer, but I only got his voice mail. I left my normal rambling type of message saying something about the fact that the roof was leaking and he just did the roof, and could he come look at it. I asked him to call me back, and here it is almost 2 hours later and I haven't gotten a return call yet... I know he could be busy, but I would think a roofer wouldn't be out roofing on a day like today... So what's he doing? Sleeping in too?

Well I am at work now, so I better get back to doing what I get paid for. And don't tell anyone that I was posting an entry on my blog while I was on company time... I don't think they would approve.

Later Lou

December Updates

A lot of stuff has been happening, as it usually does as the year is preparing to close. Here's a brief rundown:

1. Saturday we cleaned out the Ex's old house, what I call the Marital Home. The same house I am trying to sell because she abandoned it, and it fell on my shoulders. It seems I am perpetually cleaning up after her.
2. The 13 yard dumpster was filled to the top with stuff that she left in the place.
3. The dumpster cost me $230.
4. My realtor called last week and said that she wanted to take inside pictures of the place so they publish a "virtual tour" online. This phone call prompted the cleaning up.
5. My realtor called again this past weekend and said the people that showed interest in buying and "gutting" the place, are no longer interested, and that no one else has showed interest yet. HOWEVER, the interest rates are down in the 5% range, so she is confident this will help boost sales...
6. My brother and Sweetie helped me to clean up the mess in the martial home, and I bought them lunch (actually Sweetie paid, but I paid her back).
7. The virtual tour isn't online yet.
8. I had a big fight, actually I lost my temper, with my middle daughter, "Three", Monday night.
9. She only visits me when she needs something and then leaves when she has gotten what she needs, without spending any time with me. I told her that I was tired of being used and that my "stuff" was no longer open for use, but she was welcome to come visit.
10. Three left a voice mail on my phone last night cursing (using multiple swear words - all of the good ones) at me about fixing a computer for her boyfriend.
11. Three is only 16.
12. Went Christmas gift shopping last night with Sweetie to prepare for our annual family get together scheduled this Saturday.
13. I spent money I don't have.
14. I don't have money, because my tenant still hasn't paid December's rent (which isn't surprising given her past performance the last few months).
15. I over-drafted my bank account by $21 dollars and had to borrow money from my 17 year old son, "Two" to cover me until this Friday when I get paid (sigh).
16. One of my projects at work is causing major problems at some customer's stores, and I have to rework the project in an emergency attempt to fix the problem. Only no one, including me, knows if my "reworked" design will fix the problem.
17. I just got disposable contact lenses that can be worn for up to a month. I am wearing a "test" pair this week and if the work out I can get some more for next year. Bye bye eyeglasses!
18. Sweetie bought me a new watch for Christmas. She told me to wear it to work today, so I am. It's a gold and silver Fossil watch with four diamonds in the gold face, at the 12, 3, 6, and 9 positions. It's really nice...
19. The watch band needs adjusted slightly as it is a little loose on the wrist. Either that or she needs to keep feeding me so I can grow into it.

OK that's all I can think of at the moment...

Later Lou

Vacation is over...

My unplanned vacation is over, and I am back to work. When the "bad check" crisis hit last Monday, I took an unplanned vacation for the three days before Thanksgiving to resolve the issue. Well, it took practically the entire time to get it resolved. If you want to read a lengthy post about the details click HERE. My tenant's son said he was going to pay December's rent in advance so I "wouldn't have anything to worry about." He also said he would pay it this past Friday (11/23), but as you probably already guessed, I haven't seen the money yet. I am sure next month will be another battle. My tenant is now telling me she is going to move out after the "Holidays," which I took to mean in January. I don't know if it will happen or not, but at least I am getting a possible heads up. I received an unsolicited call this past weekend asking if the apartment was available for rent. When I mentioned it might be in January they said that was perfect... So if they do move out, I may have someone ready to move in right away. I got the marital home listed for sale. If you are interested in seeing the property, or are just curious you can click HERE. My realtor said she may have an interested party already, so I am hoping to hear some good news from her soon. Regrettably, I am back to work. My boss isn't here today, so it seems pretty quiet in the office. Even though my vacation was unplanned, and except for the money crisis, it was for the most part, very enjoyable. Now that I am back, I wish my vacation was longer! It snowed again here Thursday evening, and neighbor kids were making a snowman in the shared yard in front of Sweetie's place, but they didn't get to finish it... So there were a couple of large "snow balls" in the yard for the weekend. My family is planning a Holiday gathering and gift exchange, so I have to create a wish list. I am having a tough time coming up with a list of things I would like to have. Actually my real "wish list" is quite lengthy, but most of the items don't fit within the monetary limit set for the gift exchange! If you had to create a list of things you wanted under $50... What would you ask for? Later Lou

Interesting day... or two.

When I went to bed Sunday night, I was expecting Monday to be a great day. I am not one of those people that wake up every day jump out of bed, excited to be awake... I have to pry my butt out of bed in the morning after hitting the snooze bar about a zillion times... But Monday, I got out of bed happy... I finally had something to be excited about: The son of my tenant had given me a check on Sunday to pay for his mother's back rent ($1,200). I couldn't wait to deposit it in my bank account and finally have enough money to pay some of my slightly overdue bills, and still have a few bucks to spend... So I didn't waste any time, I logged online and scheduled my bills to be paid. Unfortunately, the day didn't turn out to be a great day, as a matter of fact, it turned out to be be one of my bad days... Which recently has all I have been having. Enough of my whining... on to the story. I skipped out of work for a few minutes so I could deposit the check early. At the bank while I was waiting in line to deposit the check, I looked over and read the little sign explaining when deposited funds will be available, and my mood and smile broadened when I read that checks drawn this bank are available the same day. Woo Hoo, no fees because the check didn't clear fast enough!!! I walked up to the teller with the check, deposit slip and my toothy smile on my face. The smile faded within seconds as the teller returns the check to me and flatly says "We can't take this check." "WHAT?!!?" My jaw dropped, and I couldn't help but keep the attitude out of my voice. I thought they were pulling a joke on me at first, since all of the tellers know me well. She wasn't smiling and she explained that she wasn't "pulling my leg". There were no funds in the son's account and the check would "bounce" and cost me money if I were to deposit it. My good mood went from extreme glee to extreme gloom. I yanked out my cell phone and immediately dialed the tenant's son, and was rewarded with a message from Verizon saying the person I was attempting to call was unavailable... All I could think was "that jerk had given me a bad check and skipped town!!!" The mood shifted from gloom to doom! I wanted to strangle him right then and there! All I could think of was all of the scheduled electronic payments I had setup based on this check being deposited today, and all of the bank fees I was going to be charged without the funds in the account. It was going to cost me a small fortune! The tellers were felling bad, and the branch manager did a little research and without giving out too much private information said that I would "be trying to be get water from a stone," based on what she was seeing in his account history. I stormed out of the bank and immediately started calling everyone I could think of. I called his mother (my tenant), his sister, his employer, and his previous employer. Everyone I could think to call. Of the few people I was able to talk with told me that he has a history of being a little less than trustworthy. The mother only knew "he said he would take care of everything". His sister never called me back. His employer said he hadn't seen him in a month and a half, and that he had been "fired from his previous job too". His previous employer said he was trying to contact him also, because he had some equipment from the company that was never returned. The worst part was that no one seemed to know how to get a hold of him. I left work, and drove around my home town looking for him. I drove past his house, knocked on his door. I knocked on his mother's door. No one was home. I gave up driving around after an hour and went back to the phones. "Sweetie" recommended I call his mother (my tenant) at her work, and that idea worked (Thanks Sweetie!). She said she had heard my message I left on her voice mail, and that his cell phone's prepaid minutes had run out, and she had no way to get a hold of him. She said he would probably be around after she got home from work at 3:30 and would talk to him then. Some how word must of have finally reached him, and he called shortly after I talked with his mother. He apologized profusely (too much actually), saying he had mistakenly used the wrong checking account. He promised to be at my place within the hour to make it all better. After all of the things I had heard from his previous employers I didn't really hold my breath. After waiting about 5 hours, about 4:30 in the afternoon and multiple calls from him postponing and postponing, I had pretty much given up. At about 6PM he called to tell me his girlfriend was just in a car accident, and that he has to go to the hospital to be with her. He told me that she wasn't really hurt, but just getting checked out to be sure. He "promised" would be stopping at my house after she was released. He knocked on my door at midnight. Yeah you read that correctly 12:00AM. As soon as his foot crossed the threshold he once again started with the excessive apologies and a half hearted explanation. He handed me $800 in cash, $400 less than he owes me and made some meaningless promise about how by 10:30 the next day he would give me the remaining $400, plus an additional $600 for the rent due in December. If you are a betting person, you probably bet that 10:30 the next morning came and went without a phone call or a knock, and you would be right. However, his mother did stop over around 11:00 with $200 in cash, still $200 short. She said he would be over later in the afternoon with the rest. I did not get the remaining money until today (Wednesday) at 11AM. He gave me an extra $50 towards next month's rent, and of course made another promise about how he would have the rest of December's rent by Friday. I believe I will be lucky to see that amount before December's rent is due on the 3rd. Tuesday morning I made an appointment with my attorney and got the scoop on what I could do to evict my tenant and what my legal options were to press charges for the bad check. None of the options were a quick solution to my problem, but I am armed with a good deal of information to help minimize this from happening again in the future. After it was all said and done, the tenant is now current, they are planning to stay through December, but said the plan to move out at the first of the year. Personally I was happy with them moving out this month, but with the signed lease I am pretty much obligated to let them stay there as long as they pay the rent. I was really, really hoping I could put the eviction notice on the door, but now I get to save that privilege for Christmas eve! :-) Yeah, that's how nasty I feel right now! Later Lou

Vacation Day...

Another Scout leader training session was completed on Sunday, and we trained 8 more people. This brings the total to 26 newly trained cub scout leaders. The final two sessions are planned this week on Tuesday and Wednesday evening.

Sweetie and I took a "vacation" day on Friday. Actually I took a vacation day, and she called off. The fact that I wasn't at work probably explains why I didn't create a new 'rambling along' post. It seems as if the only times I can find an opportunity to create a post is when I am at work. I wonder if that means; I am not doing enough work? or I don't care as much about work to actually do it? or If there just isn't any work to do? Hmmmm... that's a good set of questions.

We took the day off with a plan in mind: To clean the second apartment in my duplex. It was expected that the tenant was going to be moved out on Thursday. I say "was expected" because Thursday night they had not yet moved out. I came home Thursday night after our team got creamed in bowling, to find a note on my door that said:

Lou, I won't be out till next wend. "My son" gets a big check from work next week you'll get a lot of it. "Your Tenant" The names were changed to protect the innocent. (me)

The note means I have to wait another week to get into the apartment and clean it, and get it listed to re-rent. Hopefully, it also means that I could see some money this week, and that would be a nice change of pace.

You know I just realized that my tenant could be reading this blog... It's not like I am hiding myself very well. I mean, my profile does list my real name and the real town I live in (or at least it appears that way right?)... Oh well...

Anyway, Sweetie and I ended up cleaning MY apartment instead, and after two hours she stated we "still weren't done..." (sigh)... Apparently I am not a very clean bachelor. I guess I could use a good life partner, a good child or two, or a good maid to help me keep it clean.

This past Saturday afternoon, we also went and visited the old marital home, and checked on the roof construction happening there. I don't recall if I mentioned it or not, but I did manage to scrounge up enough money credit to replace leaky roof, and I hired a Realtor recommended contractor to do the work. The contractor told me the work would be done in one week, and that he would start on Saturday (11/3/2007). When we stopped in this Saturday exactly one week after construction was started, it didn't appear like the job was done. As a matter of fact it didn't look like it would be done by Sunday. True to our expectations, when we drove by late last night (Sunday) and it still appeared as if there was work to do, and there was a lot of clean up yet to do. So it's taken so far, 1 week and 2 days. I wonder if I will get a credit since the job wasn't completed within the contracted time? Or do you think I will get charged more because the job took longer than expected? In either case, I am sure the project time will be blamed on the weather - It did rain, and there were a few snow flakes this past week.

The weekend was otherwise a great one, because I got to spend it with Sweetie, even though we ended up doing a lot of chores together all weekend.

Later Lou

Back to work...

The weekend is over. My nephew came over Friday night, and stayed until late Saturday night. I took him to his Flag Football game, and his Indoor Soccer game. He had a great time at both, but unfortunately neither of his teams got a win. He had the most fun with his new PlayStation 2 game: "LEGO: Star Wars" that his Dad picked up for him earlier in the day before he came to my place. It is a two player game, and he convinced me, and "Two" to play the game with him most of weekend, that is when he wasn't doing Football or Soccer.

Saturday was full of driving. I got up early to take "Two" to work, then took my nephew to his games, with a stop back at home in between to change, and then picked up "Two" from work late afternoon. After "Two" got home, we had decided to go to see the 'Bee Movie'. After about two minutes of the movie, I wanted to put in ear plugs. Jerry Seinfield's whiny voice was in every scene. I liked the TV show "Seinfeld", but this movie wasn't "Seinfeld." To be honest, the movie is very cute, but it's very, very, very much designed to appeal to a very, very young audience. I had a hard time tolerating the movie. The youngest two of the group, "Four" and my nephew loved it. Everyone else thought it was lame, and stupid. This was definitely not a movie I will be adding to the DVD library. Sunday was not as full, it was kind of a "lazy day". I did have to get up and take "Two" to work early, and pick him up late afternoon, but other than that, the day was pretty quiet. "Three" and "Four" went back to "Ex's" place when I picked up "Two" from work. So most of the evening was just him and I. As I left to go pickup "Two" from work, and I was going to the car, my tennant was going into her apartment. I stopped her and said "Hi", and asked how she was doing. She said she was ok, but that she needed to talk with me. I hoped it was in regards to her paying her rent from October, and now November. I was right, but not in the way I had hoped. She told me that they were moving out, and they would be out by this Thursday. As a matter of fact, her daughter had already found another apartment and had left, and she would be gone already if she could be. She felt unsafe in the apartment because apparently someone left her door unlocked and someonelse came into the house and took some pills and some money, and they did it all within 5 minutes. Now, I have lived in my duplex for over 3½ years now, and I have never had a single problem. I am not dismissing her, or suggesting that she didn't lose the money and pills... I am only wondering two things: 1) How did they know they could get into the house and out within 5 minutes, that there was money and pills, and exactly where they were (house wasn't trashed) 2) Why didn't the thief take anything else worth more money? I told her that I was sorry to hear about her problems, and I expressed my displeasure at not being informed, as I could have done something to help her be more secure by installing a security system or something. The real kicker to the whole conversation wasn't that she was moving out, as that will probably be a good thing... The kicker was that she said she will have to pay her back rent in "payments". My mortgages and utilities don't accept payments... oh wait... they already ARE payments! :-) I am betting that since she plans on being out by this Thursday, Nov 8th, that she will feel she doesn't owe November's rent... (sigh) I am really beginning to not like being a landlord. So to solve the immediate needs I have to advertise the apartment again, and as soon as she moves out completly, I need to clean it and get it rented out again! Hopefully it doesn't need any major repairs, because I haven't the foggiest idea where I would get the cash for that! Tonight I am going over to "Sweetie's" for dinner, and we are going to discuss a "plan of attack" for the duplex. She is already talking about skipping work on Friday and going to clean out the apartment. Got to love the practical side in her, but if I am skipping work with her, I would rather not be "working". Later Lou

Lost Patience... twice...

Well finally happened.... My patience got lost, and got lost good. Fortunately I found it, but then I lost it again. WARNING: If you like a quick read, you might want to skip today's post.

Yesterday was going to be a great day, because it was a vacation day, and only things I chose to do would be done, and done at my own pace. I took a vacation day because the marital home needed the heat turned on so the pipes wouldn't freeze this winter, and also so the house would be more appealing to the future owner. Running water, working electricity and heat are good selling points, I think. Columbia Gas scheduled an an appointment with me at their earliest, which was Wednesday morning. They said a technician could be there sometime between 8AM and 12PM, and since they had no weekend or evening appointments available, I accepted the appointment and submitted a vacation request.

Being that work is so important and I didn't think I should miss any of it at all (smirk), so I briefly considered taking only a ½ day off, and saving the rest for the holidays. But I reconsidered and submitted a vacation request for the entire day. Besides, it was Halloween and I wanted to enjoy the holiday, by cleaning up the marital home yard, getting the gas turned on, checking to make sure the furnace was working, and still have a little spare time to relax and get ready to take the kids out for "Trick or Treat."

Halloween morning started with me awaking in a panic. It was 8:15AM, and I was late for work. Slowly when the Halloween cobwebs cleared, the panic subsided as I remembered that it was a vacation day, and that I only needed to get up and get ready to go to the marital home to get the gas turned on, and to clean up the yard. Before I packed the car with the yard care equipment, I cut the grass at my Duplex, and picked up the street garbage from the sidewalk and the side of the building. I then packed and arrived at the marital home around 10AM.

Since the lawn mower is incapacitated, I had to use the weed-whacker... (remember I bent the blade back in September). It was slow going, and I hadn't gotten very far when the phone rang. While it was ringing, pleasant thoughts were going through my mind, about how smooth the day was going; I was not at work, grass was getting cut, the gas company is calling right on time to tell me they are on their way. Surprise! The call was from Sweetie, and my day was made perfect. It just couldn't get better.

At this point, it should be mentioned, (and it is pretty close to a scientific fact) that I have really bad luck.

Sweetie called not to be sweet, but because she was upset because her son "Other Two" was sitting in the principle's office at school, and she was stuck at work. I offered to go, but she said that her Ex (his Dad) was going, so I didn't need to, just that she was upset and worried because she didn't know what had happened. To help her calm down and get some answers, I suggested that since she couldn't be there, she should call and talk with the principle. She liked my idea and she called the school, and then quickly called me back and and gave me the scoop, with even more concern than before the call. She told me that he was being suspended, but didn't give me any details, because she didn't know all of the facts yet. He was OK, just sitting in the school's office waiting on his Dad to pick him up. She went back to work, and tried really hard to not worry too much about "Other Two", and I went back to work on the yard.

BTW: Patience was still there at this point, but with that bit of bad news, I felt my luck was starting to run out, which doesn't bode well for patience.

As it started to near lunch time, about 11:30AM, I called Columbia Gas and asked where the technician was, since he was supposed to be at the duplex in the morning, and morning was just about over. The gas company representative politely put me on hold, apparently did a little research and told me that the tech was in the area, and I would be his next stop, but it would be just a little after 12. After a brief complaint that my morning was wasted waiting, I asked if they would make it up to me by giving me a credit on the account. The response was "Sorry. I can't do that." The phone call was ended with a snide comment on my lips about how "convenient" it was for them to not be able to help or make me feel better... Patience almost got lost, but it held on.

An hour later, 12:30PM, still no technician. A second call to Columbia Gas and a different representative, that told me some interesting facts I hadn't heard before. The appointment was listed in their system as an "all day" appointment and that the tech would be there sometime before 4:30PM, instead of before 12PM. My explanation to the rep that I had a morning appointment, and that I had recently spoken to another representative that fell on seemingly deaf ears. The representative told me sorry, there wasn't anything they could do to help, I would just have to be patient, and the tech would be there sometime today.

That's when the patience got lost.

A tone started to develop in my voice, which was hard to contain, and I expressed that waiting was unacceptable as I had already waited a long time. I tried to calm down and ask the representative if they could find out how soon the tech might arrive. They said they had no way of knowing. My teeth started to grind together, and between the clenched jaws, I attempted to ask politely for the rep to check with the dispatch department, or a supervisor, or a manager. "Sorry, I can't do that" was the immediate response. At this point the jaw came unclenched, the lungs filled with air, and my voice got very noticeably louder, and reminded the rep that "I am the customer" and I demanded I be helped and helped now. "Sorry, there is nothing we can do for you". My voice rose a few more decibels and demands to talk with someone else, another representative, a supervisor, a manager, or any other living person working for their company. "Sorry sir, I can't transfer you, no one else will be able to help you". My face when deep red and the patience didn't just get lost, it fled! In my loudest, angriest, nastiest voice, which is usually keep reserved exclusively for "Ex", I said, "Give me a supervisor NOW!" And after repeating those words multiple times, I finally got transferred to a supervisor.

The supervisor came on the phone all polite and kind, and immediately called the dispatch department and found out that the tech was detained on an emergency call, and that they apologized for my inconvenience. With just a little consideration my face returned to normal colors, my noise level generated by my own voice lowered so I could hear the music on the radio, and patience returned. I quickly explained to the supervisor that I had scheduled a morning appointment but that it was put into their system as an "all day" appointment, and that I was pretty upset at the amount of time I have been waiting, and how upset the representative I was just speaking with had made me. To appease me even more, the supervisor gave me a $40 credit on the account, and almost all feelings of displeasure left me.

Hopefully that phone call was recorded or monitored for quality assurance, and the representative is told to find another job where their talents could be used... maybe they should work for Comcast.

Patience was recovered, and all was right with the world again.

After I got my $40 credit for the wasted morning, I went to lunch, and read the newspaper. The technician finally did arrive at 4PM, after a third call to Columbia Gas in which I was politely told that he was still on his emergency call, but would be there shortly. When the tech arrived, I found he was a very personable guy and we started talking about the day. He said his day a pretty bad one. He was at a house that had a pretty bad leak right outside and he was trying to fix it before there were any major problems, like explosions.

He took a few minutes and adjusted the gas meter, and quickly got the gas turned on, checked for leaks, and even went above and beyond and helped me insure that the furnace would light.

While we talked he told me that his son was looking for a cheap place in the area to fix up and move into, and I said I was selling this place, and maybe his son would be interested. He asked the price, and I told him and he said he thought his son would be very interested. I showed him around the place, and he was the first person I showed the house to that saw potential instead of problems. I gave him my business card. Now the question is, was he blowing gas up my tail pipe, or was he serious? If he was serious, I could finally get the Albatross off from around my neck, without the need to hire the Realtor, and all of the other repairs.

Later that night, I took the kids trick or treating and afterwards I went over to visit "Sweetie" and "Other Two," since "Other Two" was not allowed to trick or treat because of his school suspension. From talking with "Sweetie" earlier I knew she was short on dinner and that "Other Two" was still a little hungry, so I offered to pick up a hamburger on my way. I brought a couple of hamburgers, and some ice cream to smooth Sweetie's nerves. I also brought some for myself and "Other Two" since he didn't get to go trick or treating. We ate and watched a little TV and when it was time for "Other Two" to go to bed, things got a little out of control. I don't think it's fair to give the details, but needless to say, my patience got lost again. My face didn't get red, nor did the voice get loud, but I stormed out of Sweetie's house angry and upset.

I wrote her an angry Email that was quite a bit longer than this post... yeah, I tend to be a little verbose... Maybe I should change my Blog title to "Rambling Verbosely Along..." (Is that a word? "Verbosely"?) After I wrote the Email, I re-read, edited it, and re-read it, considered not sending it, and then promptly hit the send button.

I don't know if she read it or not, but she called me this morning, and we apologized to each other, and all is right with the world again. The only problem now is that I am back at work, and I didn't get to have any fun on my day off, except for a very short time during trick or treat.

I am bowling tonight, and for some reason when I try to hit ten 3lb wood sticks painted white, with my 16lb ball and get them to all fall down, my patience tries to escape again. Hopefully I can keep a hold of it tonight.

Later Lou

Good News...??

This weekend I talked with a Realtor and I met with a contractor about the marital home.

Real quick update for new readers:

I separated from "Ex" in January 2000, and divorced in Dec 2001. She got to keep practically everything including the marital home. She lived there with her new husband and my kids until Sept 2006, after she bought herself a new $170,000 home on the outskirts of the school district - good for her. She put the marital home up for sale.

I lived in rental apartments for 7 years until I was able to buy the duplex building I have been living in for the past 3 years. I closed on the duplex in May 2007, and in July I rented out the second apartment.

In June 2007 the "Ex" had not yet sold the marital home, and decided that she no longer wanted to pay the two mortgages on the old marital home, and since I had all this money to buy my property that she would stop making payments on the mortgages. In the seven years of our separation she never refinanced the mortgages, so they were still in my name, and when she stopped paying on them, my credit rating took a nose dive. To stop the credit score "bleeding" I had her sign the property's title back over to me, and I paid the back mortgage payments, and have continued paying the mortgages and utilities since then.

Now back to the present:

My tenant has not been a reliable, on-time rent payer, so I don't have the rent money to offset the new expenses and I have had to use my credit cards more than I would like in order to survive. I have stopped the downward spiral of the credit rating, but in it's place I now have a downward spiral of available money.

So, I have decided to try to get rid of the marital home. This past week I contacted a Realtor who is supposed to be really good at moving properties, even in my real estate depressed area. The Realtor reviewed the property and told me that it could definitaly sell, but that I had to do some repairs to the place to make it appealling to potential buyers. Before this, I had already had a few people look at the place and give me estimates. Just to be sure they were good estimates, I had a new contractor come out this weekend and give me another quote.

The property needs about $10,000 worth of work to make it "sell-worthy". The Realtor said that with those repairs it could be listed for an amount that if it sold at that amount I would would be able to recoup the repair money, and still make a profit. The really good news is that I could accept an offer much lower than the listing price, and still break even or make a few bucks. The Realtor is pretty confident that the property could move pretty easily with the right advertising at the right places. So if the Realtor is right, I could be rid of the drain on my income and get a little extra money to pay off all my credit card debt, and finally get my head above the debt level.

There is only one road block to this whole scenario... coming up with the $10,000 to do the repairs. I only have roughly $6,500 in available credit, and my savings have been pillaged to purchase my duplex back in May. I am roughly about $4,500 short, and I don't know how to get the remaining amount.

I have already tried my local bank, my immediate family and other mortgage/loan places. No one is willing to loan an amount that small to someone who has the credit rating I have. As a matter of fact, one of my credit card companies recently reduced my "available credit" from $2,000 to $0 because of the dip in my credit rating... Yeah, thanks "Ex" for bailing on the mortgages in May, you were very thoughtful! (yeah, right!)

Anyway, I may have to take Tysgirl up on her offer to start a phone sex company... Or maybe I could have a bake sale?

Later Lou

Towed

I had a car towed from my property tonight... and it wasn't mine.

(This photo isn't the actual van, but it's the same make, model and color).

When I brought "Two" home from work tonight, we arrived a little before midnight, and parked on my property was the van that had been parking in front of my garage earlier in the month. "Two's" new car is now parked in front of the garage, so I guess the van driver felt they could park in front of my front door, on my property.

It's not as if they parked on the street in front of my house or somewhere near my property... No, they parked right smack dab in the middle of my driveway. The street was empty, the parking spot in front of their building was empty, the parking spot NEXT to my garage on their property was empty... but they still chose to park on my property.

Well I didn't even turn my car off, I dialed the police. Well, actually, I called few minutes after I sent "Two" into the house to retrieve the phone book, so I could lookup the regular number for the police department. I didn't want to call 911, cause I didn't think it was an emergency. I asked the police officer that answered what my options were, and he said I could have it towed, and I should call the local towing company, and they would remove it. He gave me the name of the company, but didn't think they would be able to do it tonight.

I called the towing company, and they agreed to come out, so I stood outside my building for the 20 minutes it took them to arrive. I waited outside with my car's four-way blinkers on hoping that the owner of the van would notice me and come out to investigate. However, when the tow truck driver arrived no owner had showed. The tow truck driver asked that I have the police here in case there was any problems, so after a quick call and a few minutes two cruisers pulled up.

I explained the situation to one of the officers, and he officer took down the information, had me sign a document stating that it was my indeed property and the vehicle didn't belong to me, and then he gave permission to the tow truck driver to take the van.

The Ford Windstar Van has front wheel drive, and because it was parked with the front end facing the building, the tow truck driver couldn't just tow it. He had to first pull it out of the driveway, and turn it so he could get to the front wheels. He kinda surprised me at how he managed to get the car out of the spot. He just hooked up a cable, to the back of the van and yanked the van out. Then he connected the cable to the front wheel of the van yanked it sideways to turn it.

I started to feel a little bad, but at the same time there was a intense feeling of "satisfaction" as I saw the minor damage that was being done to the van in order to get it off my property. I mean I didn't do the damage, and yet it seemed somehow a fitting punishment.

The van is gone now, the police have left, and now I am sitting here at 1:30AM unable to sleep for fear that the driver of the van is going to get hostile. I don't know the person. Heck, I never actually met the owner, only a person who said they "knew who the van belonged to." They might be a nice person that just made an honest mistake...

Nah, they were blatantly wrong, and I think I was absolutely right to remove the van from my property. Right?

I wonder where they took the van? Hmmmm....

Later Lou

Cats...

I don't believe I have ever mentioned it here or not, but I am a cat owner. Actually I own two cats, because just like kids, sometimes you get one you didn't expect.

The black cat is "Squeaky Z". He got his name because he used to meow incessantly, and because his tail is crooked, and has a little "z" shape in it. I got him as a kitten and he used to follow me around the house like a puppy dog. No matter where I went, he had to go as well. He would follow me into the bathroom when I took a shower and would poke his head into the shower to make sure I was OK. He stopped doing that when he realized that there was water in there that would get him wet... Now he just stands guard outside the shower. He still follows me around the house, but not as much as he used to.

The grey cat is "Scrappers". Scrappers moved in when my mom was in the hospital, before she passed away, and he was supposed to be a short-term guest. Unfortunately when my mom passed he didn't have anywhere else to go, so he became a permanent resident. He has learned from Z to follow me around the house, so now they both follow me around. Scrappers doesn't stand guard at the shower, but he does jump into the tub after I get out to get a drink from the dripping facet. Scrappers has taken over the sink in my bathroom, and I believe he thinks it's his bed. He is there seemingly all the time.

Scrappers is kind of a "brute". He is much bigger than Z so, he has taken over as "head of the household" between the two cats. Z has taken quite a few months to get back to his original disposition. For the first 4-5 months Z became the proverbial "scare-dee-cat", and would go into hiding and wouldn't socialize with people. In the last month or so, he has started to warm up again.

Z is very, very picky about the cleanliness of his liter box, and lets me know when he is unhappy about it. He first starts to whine, a very specific meow, to let me know to take care of things. If I don't do it soon enough, he poops on the floor, right outside of the litter box. Even though I have two litter boxes, they prefer only one. And with the two cats, keeping the litter box clean is a seemingly hourly chore!

Today I decided to move the one litter box, their favorite, to a new location, because I am just tired of the smell. Z was not happy with my decision and let me know by pooping on the floor again, where the old litter box used to be. I had showed him the new location, but I think he was trying to tell me he liked it where it was. Hopefully I win this "debate" and he starts using the box in the new location.

Sweetie told me a story about a lady who had nine cats all living inside her home. I do enjoy my cats, but I can't imagine having nine of them. I am struggling with the two I have now!

Later Lou

Sigh...

Bank Update:

To the bank's credit, they didn't charge me the overdraft fees, as they said they wouldn't. However, I still have a negative balance because an automatic bill payment came out of my account yesterday, and that WILL give me an overdraft charge... So all in all, I lost $105 to the bank in fees this month... (sigh)

Cavalier Update:

Tuesday after "Two's" scout meeting we got the new battery installed. After we brought the car back to the "Ex's" place, and he was backing up in the parking spot, I heard an usual noise from the car. I asked "Two" if he checked the transmission fluid when he was going over the car, and he said he did. He assured me it was checked properly, and had enough fluid in it.

I told him that the transmission sounded bad when he backed up and that he should try a test the next day to see if it was just a noise or a more serious problem. I suggested he drive to the end of "Ex's" drive way, and put the care in reverse and backup the length of the driveway. The driveway has a very slight downward slope, so has he reversed it would be a very slight up hill, just enough to put a little pressure on the transmission.

So this past Wednesday when he got home from school, he did the test. The car didn't pass. It only backed up the driveway about 90% of the way, and then gave out. The car no longer goes in reverse. The optimist in me says, "I am glad we found out now instead of when you were out driving around." The pessimist in me says, "How are we going to come up with the money necessary to fix the transmission?"

"Two" was very upset because the transmission work will cost pretty close to his entire purchase price of the car, and of course he doesn't have the cash now. It will take him about 2½ months to save up the money for the repair.

I am going to take the car to a local transmission shop, and get a proper estimate. The estimate the mechanic gave me over the phone without seeing the car is around $700 for a used transmission or $1,050 to rebuild the existing one. I am hoping that he will give me a better estimate when he sees it. (sigh)

Parking update:

I forgot to move the trash cans I was using as a parking space barrier to the curb. So Thursday morning when the trash collectors came I expected they wouldn't empty the cans... I was wrong, they did... They just emptied them, turned them over, and put them back where I had the barrier setup... SOOOO... I haven't opened up the drive way in front of my garage to see if the neighbor will return... I think after this weekend I will remove the barrier and put the trash cans away... It looks bad with the cans sitting out in the driveway. (sigh)

Bowling update:

We officially sucked as a bowling team last night. Ok, that's just me expressing my extreme displeasure at not winni